AI Stock Diagnostic Tools User Agreement
Effective Date: [2025-6-11]
Last Updated: [2025-6-11]
I. Definition and Scope of Services
1.1 The AI stock diagnostic service provided by this platform (hereinafter referred to as "the Service") is an automated data analysis tool based on machine learning algorithms. It generates visual reports and statistical conclusions by processing public market data (such as historical stock prices, financial reports, industry data, etc.), without any human investment advice elements.
1.2 The output results of this Service reflect the algorithm's identification of historical data and market patterns and do not constitute or should not be understood as:
- Explicit operational instructions for buying or selling securities
- Guarantees or predictions regarding the future performance of any stock
- Professional investment advice provided by regulated financial advisors
II. User Obligations and Prohibited Actions
2.1 You confirm and agree to:
- Understand the risks of stock investment before using this Service and possess full civil capacity and risk awareness
- Make all investment decisions based on the output of this Service independently and assume all responsibilities
- Not use the diagnostic results as a basis to induce third-party transactions (e.g., stock recommendation sharing, asset management)
2.2 The following actions are strictly prohibited:
- Altering, reverse engineering, or maliciously exploiting algorithm vulnerabilities
- Using diagnostic results for illegal securities activities (e.g., market manipulation, insider trading)
- Quoting conclusions out of context on social media/public channels with profit guarantees
III. Disclaimer (Core Terms)
3.1 Algorithm Limitations Statement
- The training data for the model may be outdated (e.g., delays in financial report updates), and real-time market changes may lead to invalid conclusions
- Unforeseen events (e.g., wars, natural disasters) may not be considered, affecting market responses
- Different parameter settings may yield varied output results
3.2 Platform Liability Exemption
The platform is not liable for direct or indirect losses caused by:
- Excessive reliance on diagnostic results for investment actions
- Errors in data sources from securities exchanges or network transmission interruptions
- Changes in laws and regulations resulting in service suspension or termination
IV. Intellectual Property and Data Use
4.1 The copyright of diagnostic reports generated by this Service belongs to the platform. Users are authorized to use it for personal non-commercial purposes only. Without written permission, users must not:
- Bulk scrape or resell diagnostic results
- Modify report content and publish it under their own name
4.2 You authorize the platform to collect diagnostic records on an anonymized basis for:
- Algorithm model optimization and iteration
- Generating aggregated data for industry trend analysis (excluding personal identity information)
V. Service Changes and Termination
5.1 The platform reserves the right to adjust or terminate services for the following reasons:
- Regulatory requirements for corrections
- Major system upgrades or force majeure
- Changes in business model
5.2 After service termination, diagnostic reports generated by users will be retained for [90 days] for download. After this period, the platform has the right to delete the data.
VI. Dispute Resolution and Applicable Law
6.1 This agreement is governed by the laws of [registration location]. Disputes should first be resolved through negotiation. If negotiation fails, they will be submitted to [arbitration institution] for arbitration.
6.2 If any part of this agreement is deemed invalid, it does not affect the validity of the remaining provisions.